01 - In a medium bowl or jar, combine oats, milk, Greek yogurt, cocoa powder, chia seeds, maple syrup, peanut butter, and vanilla extract.
02 - Stir vigorously until all ingredients are well blended and peanut butter is fully incorporated into the mixture.
03 - Cover container and refrigerate for 6-8 hours, allowing oats and chia seeds to soften and absorb liquid for optimal texture.
04 - In the morning, stir again. Add a splash of milk if mixture is too thick to reach desired consistency.
05 - Top with chocolate chips, chopped peanuts, and fresh fruit. Serve chilled.